Underinsured Motorist Attorney In Fort Worth, Texas

Being involved in an auto accident where the other party is an underinsured motorist does not mean that you will not be rightfully compensated. At Mizani Law Firm, it is our job to guide our clients in navigating auto accident laws, handle their cases related to underinsured motorist accidents, and help them reach favorable results. Our underinsured motorist attorneys in Fort Worth, Texas have the skills, experience, and knowledge to help you every step of the way.

Texas Underinsured Motorist Information

The State of Texas requires motorists to avail of automobile liability insurance, in which the insurance company of the at-fault driver will pay for the other party’s expenses. However, there are drivers who only carry the minimum coverage required by law, which are known as underinsured drivers. If such drivers are proven to be at fault in a vehicular accident, they may not have enough in their policy to cover the other party’s injuries and damages. If you were involved in an accident and the at-fault driver had insufficient insurance, your underinsured motorist coverage could cover the following:

Bodily Injury – This will cover you and your passengers’ medical bills, physical pain, disfigurement, partial or permanent disabilities, and lost wages incurred due to the accident.
Property Damage – This involves compensating for auto repairs, a rental car, and damages to property in your car, such as a GPS device and car seat, to name a few.

Have You Underinsured Motorist;
Need A Underinsured Motorist Lawyer?

How Mizani Law Firm
Can Help The Victims

We at Mizani Law Firm are aware of how overwhelming filing an underinsured motorist claim can be. That is why our team of underinsured motorist accident attorneys are more than ready to guide you through the legal process, preparing all the necessary documents to submit to your insurance company for review.

In case your insurance company fails to handle your underinsured motorist insurance claim in good faith, we are here to protect your rights and help you get the fair compensation you are entitled to. You can rest assured knowing that our seasoned underinsured accident attorneys are dedicated to fighting for your justice.

Most Dangerous Animals in
Fort Worth, TX

Coyotes

These wild creatures are common in Texas and can pose threats, especially when they venture into urban areas in search of food.

Dogs

From pit bulls, rottweilers, to huskies, many dog breeds can demonstrate aggressive behavior without proper training or guidance from their owners.

Snakes

Fort Worth, TX hosts several species of venomous snakes, including rattlesnakes, whose bites can be extremely dangerous.

Wild Boars

These large, aggressive animals can inflict serious injuries with their sharp tusks and powerful bodies.

Spiders

Certain species, such as the Brown Recluse and Black Widow spiders, have venomous bites that can lead to serious health complications.

Were You Underinsured Motorist?

Why Hire Mizani Law Firm?

Here at Mizani Law Firm, our experienced attorneys have a stellar track record of helping numerous clients with their underinsured motorist claims. We are committed to providing our clients with reliable legal advice, assistance, and representation during cases where insurance companies have tried to deny claims, reduce the payout, or even hold victims liable for a collision.

Dedicated to offering personalized, compassionate service, we take the time to understand your unique situation and assess all your needs and concerns. Trust us to work on your behalf to get you the appropriate monetary settlement to help you move on from the incident. Call us today to schedule a free consultation with one of our underinsured motorist accident attorneys in Fort Worth, Texas.

Frequently Asked Questions About Underinsured Motorist Accidents

Is underinsured insurance coverage necessary?

In Texas, uninsured and underinsured insurance coverage is only optional, and if you choose not to avail of it, your refusal must be in writing. Even if this coverage is not necessary, it is recommended to get it, as it will protect you, your passengers, and your family members.

Do I need to pay a deductible for underinsured motorist coverage?

Whether or not a deductible applies to your underinsured motorist claim depends on your specific insurance policy and the regulations in your state. In Texas, there is a $250 deductible when filing an underinsured motorist property damage claim. Always review your policy documents or consult with your insurance agent to understand any deductibles that might apply.

What is the minimum amount of auto liability insurance in Texas?

Under Texas Insurance Code Section 601.072, the minimum liability limits are 30/60/25: $30,000 for every injured person, or up to $60,000 total for one accident, and $25,000 for property damage per accident.

Will I need permission from the underinsured motorist’s insurance company to settle with the at-fault driver?

Yes, you will need to first ask the permission of the at-fault driver’s insurance company before settling. If you do not do this, it can delay or void your ability to recover your underinsured motorist benefits.

Can I stack underinsured motorist insurance coverage?

Yes, in Texas, if you have multiple vehicles insured by multiple insurance policies, you can combine the coverage limits for a higher amount. However, this is on a case-by-case basis, and the exact payout you will get will still depend on your carrier, the adjuster, as well as the documents you submitted for your claim.

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Underinsured Motorist Attorney In Fort Worth, Texas

Texas Underinsured Motorist Information

Have You Underinsured Motorist;
Need A Underinsured Motorist Lawyer?

How Mizani Law Firm
Can Help The Victims