In Texas, rideshare accident laws encompass a nuanced legal landscape that addresses the unique circumstances surrounding accidents involving transportation network companies (TNCs). In particular, rideshare service providers and their drivers are required to carry specific insurance coverage, which may vary depending on the driver’s status at the time of the accident. If the driver was offline when the accident occurred, their personal insurance coverage typically applies. If the driver is logged into the app but not yet matched with a passenger, the ride-share company’s contingent liability coverage may come into play. If the driver was en route to pick up a passenger or had a passenger in the vehicle, the rideshare company’s commercial liability coverage typically applies. When a rideshare vehicle is involved in an accident, various factors come into play in determining liability, including: 

• Driver’s Negligence – If the ride-share driver’s negligence (e.g., speeding, distracted driving, failure to obey traffic laws) contributed to the accident, they may be held liable for damages. 
• Rideshare Company’s Policies – The rideshare company’s policies and procedures, including driver screening, training, and supervision, may also impact liability. If the company’s negligence or failure to enforce safety protocols contributed to the accident, they may be held partially liable. 
• Negligence By Other Parties – In some cases, other parties, such as third-party drivers, pedestrians, or entities responsible for road maintenance, may also share liability for the accident.